A security freeze, sometimes referred to as a credit freeze or a consumer report freeze, is the best way to help prevent new loans from being opened in your name. It’s absolutely free to freeze and unfreeze your FactorTrust credit report, and it won’t affect your credit score.
Please note that this Security Freeze only applies to your FactorTrust credit report and is not shared with the three national credit reporting agencies (TransUnion, Equifax, Experian). Please contact one of them directly to review your security freeze options.